SUBSTRATE AUDIT OS
Meridian
Portfolio
ASSESSMENT
Overview01
Workflow map02
Exceptions03
Human perimeter04
Controls05
Governance report06
Scenario
Record-to-Report

Controls

SOX 404 · ICFR · COSO 2013 control framework overlay

Framework Coverage
ICFRDeveloping
55%
0 covered1 partial2 gap
Control Mappings
Findings
3 high5 total
ICFR
Forecast Assumption Log AbsenthighDocumentation

No documented or version-controlled log of cash flow forecast assumptions; positions cannot be reconstructed or audited

ACTIONImplement a version-controlled assumption log with mandatory approval for all forecast inputs
Liquidity Report Sign-off GaphighApproval Controls

Liquidity reports circulated without formal review or sign-off; no evidence trail for approval

ACTIONDefine and enforce sign-off chain before liquidity report distribution; retain evidence in system of record
Treasury Single Point of FailurehighSegregation of Duties

All treasury functions owned by one individual with no deputy, documented succession, or knowledge transfer

ACTIONDesignate and train a named deputy for all treasury functions; document handover procedures
Working Capital Reconciliation GapmediumReconciliation

No reconciliation process between AR/AP actuals and treasury cash position; divergence undetected and unquantified

ACTIONEstablish weekly working capital to treasury reconciliation with assigned ownership
Collection Assumption GovernancemediumChange Management

Collection timing assumptions changed without documented approval; creates untracked forecast bias

ACTIONRequire documented approval workflow for all collection assumption changes with audit trail